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Your DEBT Library

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Your DEBT Library

Postby letissier14 » Mon Apr 28, 2014 4:29 pm

I couldn't find my original post, so have decided to post it again.

If any links are broken, wrong or you want to add a link, please let me know. I have many, many more links to add, and will do so in due course. I shall also organise them into groups when I get more time.

Some links don't work directly and you will have to copy and paste the link into your browser!

Whose who in the banking world … http://www.banksdaily.com/

CEO email address … http://www.ceoemail.com/

Solicitors Regulation Authority (SRA)
Solicitors Regulation Authority (SRA) … http://www.sra.org.uk/consumers/solicitor-check.page
SRA - SRA Code of conduct & principles ... viewtopic.php?f=60&t=66660#.U197AtISmbM

Check out that company … http://companycheck.co.uk/

Consumer Credit Register … http://www2.crw.gov.uk/pr/Default.aspx (available to 31 March 2014)

Financial Ombudsman Service (FOS)
Financial Ombudsman Service (FOS) … http://www.financial-ombudsman.org.uk
FOS – Technical note on debt collecting … http://www.financial-ombudsman.org.uk/p ... -note.html
FOS How much it costs a DCA to defend a claim with FOS … http://www.financial-ombudsman.org.uk/p ... es/QG1.pdf

Financial Conduct Authority (FCA)
Financial Conduct Authority (FCA) … http://www.fca.org.uk/
FCA Consumer Credit Register ... http://fca-consumer-credit-interim.forc ... rchPageNew
FCA - Consumer Credit sourcebook ... http://media.fshandbook.info/content/full/CONC.pdf 339 pages (Much of the OFT’s guidance is now found in this pdf document)
FCA - Consumer Credit sourcebook (ONLINE VERSION) http://fshandbook.info/FS/html/handbook/CONC
FCA/DEBTLINE - Harassment by creditors and debt collectors pdf 11 pages https://www.nationaldebtline.org/EW/fac ... ectors.pdf

Office of Fair Trading (OFT)
Office of Fair Trading (OFT) … http://www.oft.gov.uk/
OFT – Debt Collection Practices … http://www.oft.gov.uk/about-the-oft/leg ... 15nzdISmbN
OFT – Debt Collection Guidance … http://www.oft.gov.uk/shared_oft/consul ... ion_g1.pdf
OFT – Guidance Document, use, format and content of standard Debt Collection Letters
http://www.oft.gov.uk/shared_oft/busine ... etters.pdf
OFT – Unenforceable Credit Agreements … http://www.oft.gov.uk/about-the-oft/leg ... 15s39ISmbN
OFT – Need information about your agreement … http://www.oft.gov.uk/shared_oft/busine ... FT1266.pdf
OFT – consumer credit, regulated and exempt agreements … http://www.oft.gov.uk/shared_oft/busine ... oft140.pdf
OFT – Guidance on Sections 77, 78 and 79 of the Consumer Credit Act 1974 … http://www.oft.gov.uk/shared_oft/busine ... FT1272.pdf
OFT - Debt management (and credit repair services) guidance
http://www.oft.gov.uk/shared_oft/busine ... 366rev.pdf
OFT - Guidance to The Consumer Protection from Unfair Trading Regulations 2008
http://www.oft.gov.uk/shared_oft/busine ... FT1272.pdf
OFT – Unfair Relationships – Enforcement Action under Part 8 of The Enterprise Act 2002 … http://www.oft.gov.uk/shared_oft/busine ... 854Rev.pdf
Enterprise Act 2002 … http://www.legislation.gov.uk/ukpga/2002/40/contents
Consumer Credit Act 1974 … http://www.legislation.gov.uk/ukpga/1974/39/contents
Consumer Credit Act 2006 … http://www.legislation.gov.uk/ukpga/2006/14/contents
The Consumer Protection from Unfair Trading Regulations 2008
http://www.legislation.gov.uk/uksi/2008 ... tents/made
Formal Request under The Consumer Protection from Unfair Trading Regulations 2008
http://www.getoutofdebtfree.org/forum/v ... 15uVtISmbM

Information Commissioner's Office (ICO)
Information Commissioner's Office (ICO) … http://ico.org.uk/
Data Protection Act 1998 … http://www.legislation.gov.uk/ukpga/1998/29/contents
Freedom of Information Act 2000 … http://www.legislation.gov.uk/ukpga/2000/36/contents
ICO Guide to Data Protection … http://ico.org.uk/for_organisations/dat ... /the_guide
ICO The guide to data protection … http://ico.org.uk/for_organisations/dat ... ection.pdf
ICO Subject Access Code of Practice … http://ico.org.uk/news/latest_news/2013 ... actice.pdf
ICO - Data Sharing Code of Practice ... https://ico.org.uk/Global/~/media/docum ... ctice.ashx
ICO – Guide to credit … http://ico.org.uk/for_the_public/topic_ ... des/credit
ICO - Data Protection Technical Guidance – Filing defaults with credit reference agencies
http://ico.org.uk/~/media/documents/lib ... 20doc.ashx
ICO - Principles for the Reporting of Arrears, Arrangements and Defaults at Credit Reference Agencies ... http://www.scoronline.co.uk/files/scor/ ... _final.pdf
The Consumer Credit (Enforcement, default and Termination Notices) Regulations 1983 …
http://www.legislation.gov.uk/uksi/1983 ... tents/made
The Consumer Credit (Enforcement, default and Termination Notices) (Amendment) Regulations 2004 … http://www.legislation.gov.uk/uksi/2004 ... tents/made
The Consumer credit (Credit Reference Agency) Regulations 2000
How to possible remove a default notice
http://www.learnmoney.co.uk/credit-file ... otice.html
Free report on how to possible repair your credit file
Removing defaults from your credit file … viewtopic.php?f=11&t=66462#.U15vatISmbM

Credit Services Association (CSA) … http://www.csa-uk.com/
Debt Buyers & Sellers Group (DBSG) … http://www.dbsg-uk.com/welcome
CSA Members list … http://www.csa-uk.com/uk-members-list
CSA Code of Practice … http://www.csa-uk.com/media/editor/file ... 110414.pdf
CSA Complaint form ...http://www.csa-uk.com/page/codes-and-standards

National Debtline - Fact sheet library ... Over 40 fact sheets on debt topics
https://www.nationaldebtline.org/EW/inf ... fault.aspx

Credit Reference Agencies
Experian … http://www.experian.co.uk/
Equifax … http://www.equifax.co.uk/
Callcredit ...http://www.callcredit.co.uk/
Callcredit - Your credit file explained ... https://www.callcreditstatreport.co.uk/ ... lained.pdf
Noodle … https://www.noddle.co.uk/

Royal Mail Track and Trace … http://www.royalmail.com/track-trace
Royal Mail Signed for Delivery … http://www.royalmail.com/parcel-despatc ... -1st-class
Royal Mail Certificate of posting - free service … http://www.royalmail.com/sites/default/ ... andard.pdf

Principles of Reciprocity … http://www.experian.co.uk/www/pages/dow ... sion30.pdf

http://lawcommission.justice.gov.uk/doc ... arties.pdf (193 pages)

Notice of Assignment … http://www.getoutofdebtfree.org/forum/p ... 5&p=212072
Oxford University on Assignment … http://ora.ox.ac.uk/objects/uuid:bba1ca ... s/THESIS01

Deeds … http://www.netlawman.co.uk/ia/clearing- ... n-on-deeds

Novation … http://www.netlawman.co.uk/d/transfer-s ... -agreement also http://www.netlawman.co.uk/ia/novation-assignment

Law off Property Act 1925 … http://www.legislation.gov.uk/ukpga/Geo ... 0/contents

Bailiffs and Enforcement
National Standards for Enforcement Agents ... http://www.justice.gov.uk/downloads/cou ... agents.pdf (14 pages)
The Sheriff's Office Guide - 37 pages pdf - Attachment is at the bottom of this post under "Uploaded Attachments"

Northampton County Court Bulk Centre (NCCBC)
Northampton County Court Bulk Centre ... http://www.justice.gov.uk/courts/northa ... entre/ccbc
COUNTY COURT BULK CENTRE RULES OF MEMBERSHIP ... https://www.justice.gov.uk/downloads/co ... -rules.pdf

http://www.justice.gov.uk/courts/proced ... rt31#31.13
This link could possibly help with CRP 31 -14
http://consumerwiki.co.uk/index.php/DCA ... _Advantage

Statute Barred Debt
Statute Barred and Limitations Act - The Limitations Act 1980 … http://www.legislation.gov.uk/ukpga/1980/58
Statute Barred Debt … viewtopic.php?f=5&t=64830#.U15yt9ISmbM ..

Case Law & Judgments
Durkin (Appellant) v DSG Retail Limited ... http://www.supremecourt.uk/decided-case ... dgment.pdf
Durkin Supreme Court Press release ... http://supremecourt.uk/decided-cases/do ... ummary.pdf
Banking and Finance Case Law ... http://www.wfw.com/Publications/Publica ... Update.pdf
Ferguson v British Gash (harassment) ttp://www.bailii.org/ew/cases/EWCA/Civ/2009/46.html http://www.getoutofdebtfree.org/forum/v ... 7v7ctLfkxE

Pdf Books on Money, banking etc ....
Where's the money to come from? ... http://moneymyths.org.uk/pdf/WhereDoesMoneyComeFrom.pdf (32 pages)
Top Secret Banker's Manual ... http://downloads.umu.nu/Books/TomSchauf ... anual(2003)_ocr_v.1.pdf (You have to copy and paste this link) (150 pages)
The Debt Resistor's Operations Manual ... http://strikedebt.org/The-Debt-Resistor ... Manual.pdf (132 pages)
BAN ALL THE BANKS: Here's The Wild Idea That People Are Star ... viewtopic.php?f=60&t=67934#.U199WtISmbM
The Mystery of Banking ... http://mises.org/Books/mysteryofbanking.pdf (322 pages)
International Debt Collection Handbook - pdf 194 pages
http://www.atradiuscollections.com/imag ... _final.pdf
The Web of Debt By Ellen Hodgson Brown - pdf 545 pages
http://www.lisamharrison.com/pdf/Web%20 ... 0Brown.pdf
The Landlord Handbook - pdf 92 pages
http://www.anuk.org.uk/Information/Land ... al_web.pdf
The Consumer Advice Handbook - pdf 75 pages
http://www.consumercouncil.org.uk/files ... 8_2013.pdf
Third Party Deductions Creditor Handbook - pdf 14 pages
Beating up on Debt Collectors By Richard Luke Cornforth - pdf 192 pages http://spoonfedtruth.ucoz.com/Beating_u ... ectors.pdf
Stop Debt Collectors: How to protect your rights and resolve your debts USA pdf 110 pages - http://www.debtcollectionanswers.com/su ... nal_08.pdf
How to Legally Beat Debt Collectors USA pdf 341 pages - http://americandebtenders.com/how-to-be ... ectors.pdf
The arbitration trap, How Credit Card Companies Ensnare Consumers USA pdf 77 pages - http://www.citizen.org/documents/Final_wcover.pdf
A Handbook for Litigants in Person - pdf 170 pages http://www.judiciary.gov.uk/wp-content/ ... Person.pdf
Interim Applications in the Chancery Division: A Guide for Litigants in Person - pdf 37 pages http://www.judiciary.gov.uk/wp-content/ ... 2013_2.pdf
The Interim Applications Court of the Queen’s Bench Division of the High Court: A guide for litigants in person - pdf 25 pages http://www.judiciary.gov.uk/wp-content/ ... ip_qbd.pdf

Odds and Ends ...
Who is you? ... http://privateaudio.homestead.com/Achil ... Is_You.pdf
SAS Survival Handbook ... http://gonzoj.files.wordpress.com/2012/ ... dition.pdf (576 pages)
Reich of the Black Sun - Nazi secret weapons ... http://www.whale.to/b/farrell.pdf (365 pages)

Books on alternative health and energy pdf's ...
Free energy devices ... http://www.free-energy-info.co.uk/PJKbook.pdf (2644 pages)
Natural Cures "They" Don't Want You to Know About ... http://www.conspirazzi.com/e-books/medi ... s-book.pdf (601 pages)
The Buddha and His Teachings pdf 558 pages http://www.buddhanet.net/pdf_file/buddh ... gsurw6.pdf
Extreme Healing: Seven Weapons to Wipe Out Cancer—Naturally - pdf 26 pages ... http://cloris.coolhandle-customer.com/B ... eapons.pdf
Cure Diabetes in 3 Weeks: What the ADA Won’t Tell You - pdf 9 pages ... http://cloris.coolhandle-customer.com/B ... _weeks.pdf
A Breakthrough in the Treatment of Heart Disease - pdf 9 pages - http://institutefornaturalhealing.com/C ... isease.pdf
The Diabetes Solution Kit - pdf 108 pages ... http://crossfaithministry.org/Diabetes- ... lete-1.pdf
Grain Brain - pdf 212 pages - https://doc-10-bo-apps-viewer.googleuse ... 6e2v5u82vs
The 8th Element: Nature's Universal Cancer Killer by Dr Al Sears - 62 pages pdf ... http://www.indabook.org/d/Dr-Al-Sears-Primal-Force.pdf
Eliminate Cancers favorite building block from your diet - 62 pages pdf 37 pages ... http://thetruthaboutcancer.com/download ... Report.pdf

Social engineering, NLP and human nature pdf's ...

The Art of Human Hacking ... ... acking.pdf (477 pages)
Obama’s Use of Hidden Hypnosis Techniques in His Speeches ... http://www.pennypresslv.com/Obama's_Use ... eeches.pdf (67 pages)
The Illuminati Formula Used to Create an Undetectable Total Mind Controlled Slave ... http://www.emhdf.com/Monarch-mind-control.pdf (748 pages)


Debt Collectors (Field Agents and Collection Agents) Act 2014 - Pdf file 115 pages
https://www.legislation.qld.gov.au/LEGI ... 4AC019.pdf
http://www.legalanswers.sl.nsw.gov.au/g ... 7_debt.pdf

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Last edited by letissier14 on Tue Mar 17, 2015 7:02 pm, edited 3 times in total.
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Re: Your DEBT Library

Postby landlubber » Mon Apr 28, 2014 11:09 pm

Cheers, Letissier :D Thanks for producing such a formidable list of highly useful and very helpful links. I'm looking forward to seeing your additions with time. For me, this is going to be extremely helpful in my quest for justice. :D Peace
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Re: Your DEBT Library

Postby karon » Tue Apr 29, 2014 9:57 am

well done :P letisser14 you have done a great job.l im going to have a good ole read of all what you have done and maybe have ago at clearing some defaults if i can , many thanks for all this infomation all in one place , it looks like you have worked realy hard, dont go disappearing :P your needed greatly on hear ,your a good little mod :D all the best to you ,,,karon xxx
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Re: Your DEBT Library

Postby mareo » Tue Apr 29, 2014 10:25 am

A Blindy post - should be made a sticky this :D
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Re: Your DEBT Library

Postby ceylon » Tue Apr 29, 2014 11:28 am

it all ready is

Re: Your DEBT Library

Postby letissier14 » Tue Apr 29, 2014 11:49 am

Updated with 20 new links
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Re: Your DEBT Library

Postby letissier14 » Thu May 01, 2014 4:00 pm

Just added the FCA Consumer Credit Register to the list
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Re: Your DEBT Library

Postby letissier14 » Fri May 02, 2014 4:21 pm

Richard Durkin v HFC Bank

Supreme Court Ruling and Press Release added to Library
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Re: Your DEBT Library

Postby landlubber » Fri May 02, 2014 11:01 pm

Hi Letissier :D Just a line to say that the link to:Top Secret Banker's Manual. is broken and showing the 404 message. :D Peace
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Re: Your DEBT Library

Postby letissier14 » Fri May 02, 2014 11:06 pm

landlubber wrote:Hi Letissier :D Just a line to say that the link to:Top Secret Banker's Manual. is broken and showing the 404 message. :D Peace

You need to cut and paste that one, right up to where it says pdf and then it will work :D
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