First of all I would like to thank you for this great job you've done and keep on doing! Also please have my apologies for my English (which I learned myself only).
Ok, so my problem is that I haven't paid Income Tax for year ending 05.04.2010 in full and on time. I had a phone conversation with someone from HMRC and I was refused to pay some about 50.00 GBP monthly. They wanted me to pay in full ASAP or better immediately! So I told them that I am on JSA since end of May 2011 and I am not able to pay they in full. Conversation ends up with no solution.
In the meantime I set monthly payments on my account, on HMRS self-assessment website and declared to pay 50.00 GBP monthly. On 04 May 2012 first payment has been taken from my bank account and showed deducted on HMRC website. Next month I was able to manage to pay them 130.00 GBP and that sum was also taken properly from my account and deducted from total sum I owe them instead what HMRC guy said to me first time that I HAVE TO PAY IN FULL!! PIC 1
Anyway - so far, so good - I thought. I will be paying 50.00 monthly until I pay what they claimed I owe them - I was wrong!
I received letter from ADVANTIS
DCA dated 18.07.2012:PIC 2
First of all I panicked and paid 50.00 GBP to them.PIC 3
Then I started looking on internet and found GetOutOfDebtFree.org and that is how I found myself here. So I watched front page movie here, then tons of youtube movies, read topics arround internet but it is my first time I am trying to deal with this and I am already stressed to maximum ;/
So today I received another letter from ADVANTIS dated 01.08.2012:PIC 4
and I went to my account on HMRC website and find out that they did not deducted 50.00 GBP which I paid to ADVANTIS on 22.07.2012! (PIC 2 above) and it still shows that I owe them £402.08 (raised from £401.87 on 27.07.2012). PIC 5
I am so stressed now, I have no money to pay them and I am confused what to do now. I would be more then happy to get help from you guys and direct me on what to do step-by-step. Even better I would prefer to meet someone and talk directly as it is much easier for me to communicate (I live in east London). Thanks in advance for any help.