Good morning smillingalltheway.
I am reasonably open to conspiracy theories, and have red up on the illuminati, bilderburg group and even - at times- like david Ike's wardrobe choices.
As you have asked the same question 3 times, I can only presume that its part of some in-joke that I'm not getting? or that there is something in the premium account ( that asks for money?) that I had missed, however as I'm off work for the day I will endeavour to indulge you.
" if you can find out exactly, how the money from the social fund is created that would be useful"
Paper money ( nudge nudge, wink wink- its not really just paper!!) is crafted from the dead husks of slain members of the cotton community.
http://en.wikipedia.org/wiki/Cotton_paperThis is then printed upon using a special marking substance that is commonly dubbed, ink ( but who controls the ink!!?), once marked, the paper money is dried by the breath of angels (read wind, air), and transported by the minions of the establishment, to pre designated holding areas to be released in small waves when deemed necessary by the dark overlord Mervyn King ( well, his darkness depends on where he's been on holiday).
Some of this paper money (*nudges the dog, who is ROFL*) is released from the obscure, and heavily fortified void (read Bank) by unsuspecting souls, who accept that the numbers on the paper money ( the dog still laughing! ) mean that they can swap it for something else.
The something else- lets say a house? has sod all value, other than that given to it by market trends, but thats fine as the paper money is simply intended as a marker, or token that can later be exchanged for another house, or anything else that has less perceived value.
Personally, I think that this is a reasonably convenient method of exchange- and an improvement on the cows and pigs that were given intrinsic value in pre history and traded in a similar way- don't you?
I think that any exchange mechanism, when converting one "token" for another is going to have some fluctuations, natural or otherwise, however limiting the number of people who can set/change/alter that value is a good thing.
Imagine if we still all used gold as a standard, but then realised that we could render gold out of cow dung? we would all have a herd of cows, and gold would literally be worth sh*te.
So the paper money, or simply the token ( as the paper money is intended to represent) - *the dog walks out of the room* she's clearly heard this one too many times.. is swapped around, for services or goods and some of these token are diverted toward the Government by several mechanisms, one of which is taxation.
The tokens are represented on other bits of real paper, and swapped from one sheet to another- some is swapped to the social fund sheet.
When people apply for a social fund loan the token is given to them- they then exchange that particular token for goods and services, that they decide that they are in crisis if they are without.
This leaves the Social Fund sheet lacking in tokens.
Are you living in fear of Banks and Debt Collectors letters and phone calls? Do you worry about Bailiffs visiting your home? 
