Lawrence wrote:Has anyone had any experience with mis sold mortgages?
zarkie wrote:Lawrence wrote:Has anyone had any experience with mis sold mortgages?
no, but the principle is the same as with any mortgage
question. will you have a roof over your head if you lose the 1st property ?
i.e do you have the 2nd property in your name?
it think the ideal scenario would be to make sure you have somewhere to live and call home.
n.b it is my view and experience through friends, relatives and myself that the ombudsman is a waste of time and only sucks the life and time out of oneself. mis-selling of PPI is being reclaimed because
1) the legal eagles are making a fortune
2) the banks agreed to return money if 'mis-sold' was used as a phrase rather than FRAUD and no bank would be sent to gaol.
3) i dont think you could describe what happened to yourself as 'mis-selling'
Your credit rating is shot?!?
well that means the banks hate you and are coming for everything
preparation is required fella.
forget the civil route ... the civil route will hand your ass on a plate to the banks
common law route, you have a fighting chance but you will need to check out
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