A husband and his wife were sound asleep when suddenly the phone rang.
The husband picked up the phone and said, "Hello? How the heck do I know? What do I look like, a weatherman?" He then slammed the phone down and settled into bed.
"Who was that?" asked his wife.
"I don't know. It was some guy who wanted to know if the coast was clear."
Are you living in fear of Banks and Debt Collectors letters and phone calls? Do you worry about Bailiffs visiting your home? 
