Write Off Unaffordable Debts With A Legislated Debt Solution

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Before After
Debt: £10,000 £3,000
Monthly: £189 £57
Figures are for illustration only.
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Postby Ddm01867 » Mon Feb 13, 2017 12:43 pm

After reading a bit on the site I decided to try and take some action with regards to around 5 debts due to sb in the next 3 months

Sent the letter 1 to Lowell for 2 outstanding debts

Both came back before the 10 days closing the account

£857.00 zero but not removing default
£3800.00 zero and removing default in 4-6 weeks

Have cap quest and Cabot left to send letters to

Thanks all
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Re: Thanks

Postby pipsaholic » Tue Feb 14, 2017 8:57 pm

What was the reason for not removing a default may I ask? Did you counter their argument with a follow up? I would.
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Re: Thanks

Postby thor » Wed Feb 15, 2017 9:13 pm

they can not close the account and still report on your CF this is a breach of the DPA I had Lowell done for that with the ICO. report them to the ICO.
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Re: Thanks

Postby donnan » Thu Feb 16, 2017 4:15 am

I would send them a contract and notice them with an invoice for damaging your credit rating.
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Re: Thanks

Postby Hughy20 » Thu Feb 16, 2017 11:19 pm

i send 3 lleters and estopel to vodafone a default of 920 pound and no response and they dont delete my default from my credit file what i can do?
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