Help from MBNA

[lambchop]

Just got mine today the same one and also one from egg too...

now both in default...

[hypnopaul]

Hmm....yeah, MBNA certainly just keep on calling...and using tracing agencies..they call from
allsorts of different numbers, but, strangely, I always know it's them...and they try all sorts of different times of day and night...
they've sent lame texts saying that I've won a million £ and can I just ring this number, and allsorts....

I've not invoiced them yet, but have sent them a warning letter to that effect.
Next round is invoicing, for some reason I've put it off [not having a printer didn't help]

But just now, I've had an email titled ;
_____________________________________
PRIVATE & CONFIDENTIAL

"******, ******" <****.*****@bankofamerica.com>

Please contact me on 01244 672355

Alternatively, to enable us to comply with the Data Protection Act, and before we can discuss any personal information over e-mail; we require confirmation that you are happy for us to do so. Upon receipt of a reply to this e-mail consenting to this, we will be able to process your requests both now and in the future.

Regards

Alison Norfolk

RMU Unit Manager ( + 44 1244 574476

_____________________________________

What should I do with this? Ignore it?
It doesn't actually specify emails [nor texts, as it goes...] in the schedule,...and whay are BankOfAmerica wading in now?


your thoughts are most welcome.... ...

Well the only response they have had from me was either the next letter or an invoice. They have been told how i wished to be contacted and that's that. You can see the sort of underhand tactics they will use so if it was me i'd just ignore their email and i'd also get an invoice off to them.

[lambchop]

Just checked my credit report and it says "Settled" next to the MNBA one so with a bit of luck i can start with the debt collectors lot now it's in default

[hypnopaul]

Only a short letter from them so thought i'd type it

Thanks for recent correspondence etc.
Due to outstanding arrears your account has now defaulted and may be sold to a vendor in due course.
In the meantime you must continue to make payments to MBNA, and as a goodwill gesture we have suppressed all interest and charges on your account so any payments received will reduce your outstanding balance.

Your account defaulted on blah blah

Yours sincerely
electronic signature
never heard from before


Dear MBNA

I suppressed all interest in your crappy letters a while ago
please process this invoice