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I recently got a letter from MBNA with Notice of sums in arrears. What does this actually mean? I have already been to a debt management company who negotiated my payments and also got my interest frozen. (This was before I knew about these remedies I can use). Anyway, should I send out the 3 step process letter or not? This is a notice of sums in arrears never seen that before.
Can someone advise me.
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just wait and see what comes next
“Those most hopelessly enslaved are those who falsely believe they are free” Johann Wolfgang Von Goethe
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