My Barclaycard Story

by **chrisw10** » Tue May 01, 2012 6:34 pm

So far, nothing interesting to report, the automated caller still bugs me now and a gain, but not as ofter. I have confirmation they have rec'd copyright letter 1 and copyright notice.

Will keep you posted!

by **Advertising** » Sat May 12, 2012 7:00 pm

by **chrisw10** » Sat May 12, 2012 7:00 pm

Hi All

Similar to my MBNA story, i have rec'd a letter from BC today saying they have not heard from me and i won't be able to use my card until i pay them the outstanding monthly payments i have missed, but after i make the payment they have given me a new credit limit of £1200 to help "stop problems building up"

My BC has been frozen for 2 years when i first got into a mess with my finances, what a joke!

Any way as with my question posted for MBNA, do i bill them £5000 for using "Mr" and £1,000,000 for using my name now or after letter 3 has been delivered which is due on the 15th?

I have proof of delivery for letter 1 & 2 and as with MBNA they have had the copyright notice. This letter is dated 10th May, they rec'd letter 1 on the 27th April and letter 2 8th May

The letter is from Paul McWeeney head of consumer sales and service,

Thanks for any advice as always!

by **Advertising** » Sun May 13, 2012 11:33 am

by **ellie12022** » Sun May 13, 2012 11:33 am

I've not done the copyright letters but is the actual fee schedule in letter 3? or before that.

In the other letters you send letter 3 first then start billing if they write after that.

by **chrisw10** » Sun May 13, 2012 5:45 pm

Thank you, that makes sense!

by **chrisw10** » Tue May 15, 2012 1:49 pm

Letter 3 gone to Val today!

by **chrisw10** » Sun May 20, 2012 9:16 pm

Barclaycard automated caller is back on the task again, the chopper has called me 3 times today, the last at 7:59pm! on a Sunday!

I have them in tacit and checked the fee schedule but couldn't see anything specific regarding contact by phone being billable, boy i would love to bill them!!!

Also have a collection of those handy fact sheets they send with the letters for Arrears giving you advice on how they can stitch you up some more while your down, thinking when i chase the bills up i should send them with the warning letters that they are overdue and also put in there that this may be passed on to professional debt collectors Ha!

by **stoneybroke** » Sun May 20, 2012 10:55 pm

i sent bank a default notice for 8 mill not long after that i sent them notice of intended court action next letter i got from them was they had assigned the fraudulent debts on to dc,,,, run rabbit run rabit run run run :lol: