CSL letters

[mic199]

Hi guys....wondered if anyone can help.......sent off my 3 letters to barclays at the back end of last year.....got a stock letter back saying ' we hope this is the end of the matter and you will not take things further....blah blah blah.....' and so I thought that was that.....last couple of months been getting calls almost daily off CSL.....jsut had a letter off Barclays saying CSL will now be chasing me for the debt....what do I do...do I simply start sending the 3 letters again to them?? HELP??

[GANGSHIELD]

Yes start the 3 letter process for DCAs

[VisuJulz]

Send Barclays a bill for 3 times what they were trying to get out out you as per what you wrote in the 3rd letter you sent them: "6. You have not proven any debt, if you sell the alleged liability and/or appoint an agent to act on your behalf on this matter you will have broken our agreement and you agree to pay the following fee schedule £ [3 times what they claim] for dishonouring our agreement," and tell CSL to f**k off as barclays had no legal right to sell them a debt they could never collect and they should ask barclays for their money back. And if when you sent Barclays the three letters you also sent them a copy of your Common Law Copyright Notice charge them another £1,000,000.00 on top for using your copyrighted name to inform you they broken their agreement with you in their last pathetic letter to you where they said they hope you'll leave them alone and deal with CSL instead from now on.

[stoneybroke]

by rights i think barclays should have sent u a letter saying they are assinging the the debt to whoever it was u shouldnt have heard from the other mob before that

[VisuJulz]

Also have a look at wishy's personal method of attack from this topic
http://www.getoutofdebtfree.org/forum/v ... 87&t=36716

[mic199]

Thanks as ever for your replies.......the problem I have is as follows; that the debt is for £1400+....created a tacit agreement with Barclays and then with Chelmers.....now the CSL muppets......like I say, the problem is my credit rating is goosed because of it....CSL have even sent a letter saying they will accept a significantly reduced amount for a lump sum.....I want to sort my credit rating out but I am loathe to pay 1400....the dispute is over 600 of this debt....just dont know what to do for the best really....need to sort my credit rating out but no way paying the full amount.......any suggestions??
I will certainly try the letter mentioned earlier to Barclays,regarding breaking our agreement etc,, but does anyone know if they have ever paid up or recalled the debt???

[GANGSHIELD]

Thanks as ever for your replies.......the problem I have is as follows; that the debt is for £1400+....created a tacit agreement with Barclays and then with Chelmers.....now the CSL muppets......like I say, the problem is my credit rating is goosed because of it....CSL have even sent a letter saying they will accept a significantly reduced amount for a lump sum.....I want to sort my credit rating out but I am loathe to pay 1400....the dispute is over 600 of this debt....just dont know what to do for the best really....need to sort my credit rating out but no way paying the full amount.......any suggestions??
I will certainly try the letter mentioned earlier to Barclays,regarding breaking our agreement etc,, but does anyone know if they have ever paid up or recalled the debt???

Default are on your file for 6 years in England/ 5 Yrs Iin Scotland, so what ever happens it is there, if you paid them a Full/Final reduced all they would mark would be Satisified or partial settlement, they have thrashed you so why pay them for the privaledge, and of course you would insist a letter to the effect, to stop other fodders chasing for a balance, be careful anybody thinking of doing it this way.

if they send letter of reduced, makes you wonder if CCA is valid, they would if they were certain take you to court for the full amount.

Just Bill them, if they are not in tacit letter them 1st, Your credit file is trashed at this point if they have put default on it which you can bet they have.