Are you living in fear of Banks and Debt Collectors letters and phone calls? Do you worry about Bailiffs visiting your home? 
When I first got together with my girlfriend, she had a lot of problem with debt, owing small amounts here and there to a couple companies and a large amount of backpaid rent. I managed to get most of the stuff sorted to the point where we were no longer being contacted, paid off the negotiable amounts, and guided her through court for the largest debt (£3000+ rent), ending up with a much better outcome than initially expected. She's since moved in with me, and I've been taking care of our joint finances since.
She recently got made redundant at work, still working her notice, she got a call today - assuming it was a new job offer, she had given out our new address, postcode and confirmed her name before I stopped her to ask who it was. Turns out it was capquest, they refused to give any detail other than that, stating she 'knew who they were', 'had recieved letters' and that she was still listed as living at the old address. I got her to put the phone down, as they weren't giving any info and neither was I.
Now, this debt could either be huge, or relatively small (estimated £250-£3000, plus whatever charges they thrown ontop), but I'm intent on not paying a penny, as all the possible debts are unfair (long story short, the claims were fraudulently racked up by a family member) and it''s been around a year since she has had problems or correspondence regarding any debt.
With her accidentally giving out our new address, I'm tempted to fix a chain on the door and put on Trespass notices at the back gates (Theres only 4 ways in the house, front garden door/window, back garden door/window), I've also been trolling around here looking at how other people have dealt with Capquest.
The main question is, am I overreacting? Or should I go ahead with securing the house entrances? Also, if they ring back or send letters, whats the smartest course of action?
Thanks in advance
-L
