Ok so apparantly you have been led to belive you owe X amount of pounds and now there taking you to COURT.
They are trying to get Jugdement (CCJ) then if you owe your own a charge on your house etc..
What happens when the papers come and you simple send it back with Addressee Not Regonised, Return To Sender.?
And send that court paper back.
Are you living in fear of Banks and Debt Collectors letters and phone calls? Do you worry about Bailiffs visiting your home? 
