County Court even after doing the THREE letters??

[polo126]

Hi smiling that works for me, if they have sold the alledged debt then the account is closedthey are chasing the alledged liability only, that may take some proving.

[star3t]

in there first letter it states
HSBC Bank Plc v Yourself
Current account bla bla, So yes I know who thier cilent is.

The claimant is HSBC BANK PLC
Address for sending documents and payments: Restons Solicitors LIMITED
Signed at the bottom: Restons Solicitors Limited (Claimant's solicitor)

I sent all three of the letters as NOTICES yes. NOTICE AND DEMAND, NOTICE OF FAULT and NOTICE OF DEFAULT.

Redone letter to solicitor:

You have made claims that I lawfully owe you or your client money. I have asked for proof as clearly stated in my notices to you on the 21st, 26th, and 31st March 2012 in which you have provided no proof to show that I lawfully owe you or your client any money, I will pay anything that I lawfully owe upon proof of claim as stated in my NOTICE. You failure to provide this proof has resulted in you duly agreeing to our terms stated in NOTICES. So there is no confusion I have attached a copy of all three NOTICES that you received via recorded delivery.

Also, I was never notified nor given documentation i.e. true copy of a deed of assignment / sale by your client, which I am requesting you provide. You are now required to provide me a copy of my contract with you and the original contract with your client signed by both parties and their capacity in this matter. If you purchased the debt, a copy of the purchase receipt and contract is required for my records as proof of purchase. i.e. the actual accounting used, the amounts paid and proof i.e. copy of bank account statement showing the sale. If you only purchased data, what was the price you paid? Please provide proof i.e. any agreement or contract you have with your client, receipts, terms and conditions and any payments through a bank account i.e. statements proving this. As it seems you are keen in doing business with me, it is important that I have full disclosure relating to this matter.
You have also not given a breakdown of any account details in full, which is required by law, and is required immediately. Since you have commenced court proceedings, I believe you will and are able to provide and satisfy me with all the documentation requested. I shall await your response eagerly. Please provide these in THREE (3) days along with the requests I have made in my previous correspondence. Your bill is attached.

You’re said failure to provide the above will continuities your agreement to the following terms:

1. That you are a third party interloper;
2. That you have no legal standing;
3. That you have no first-hand knowledge of this matter;
4. That your claim is fraudulent;
5. That any damages I suffer, you will be held culpable;
6. That any negative remarks made to a credit reference agency will be removed;
7. You will no longer pursue this matter any further.
8. That I am authorised to collect any fees that you owe.

Any sale, return / assignment of any alleged debt to your client or clients by yourselves will be construed as fraudulent behaviour as you are and always were the liable party and agree to be so in the future and this agreement will be forwarded to any clients you may attempt to pass any alleged debt to as proof of our agreement.

A copy of any insurance policies and policy numbers you or your client may have in relation to any alleged unpaid debts and proof that these insurance policies have not been exhausted whilst still attempting to extract funds when you were always the liable party. Contact details for the various companies so that I may contact them and provide them with our lawfully binding contract in the future. Note that this may also be required should you have fees owing me.

[jasonessex]

This is for a overdraft on a business account ie MR JOHN JOE T/A SMILEY FACES. Not limited company just sole trader.

Have you wound the business up? If the business no longer exists then you should tell them that. Does the business have any assets or did you sell them and raised £50 [nudge nudge wink wink]. They can't chase the man'

[star3t]

as a sole trader they can chase the name MR ETC ETC it's only Limited companies they can not do that as it LIMITED LIBLITY.

[hdjmings1]

How are you getting on with this as i have just started with rentons solicitors?

[star3t]

Restons are just another pain i think. They are one of the braver ones

[hdjmings1]

I think they are something to do with hsbc/hfc bank as when i do hunt online things pop up with hfc bank

[star3t]

They shall belong to one of those fraud;lent bases i would imagine.
My words to them is this - What you going to do now, 40-love (match point)??

[butski]

Hi,

Iv'e had 3 county court summons in the past 10 years and I've never turned up for any of them and nothing as ever happened.

My second rule I've always played...even if it went to county court they would get jack shit.

what's the point of going, unless its to save on a credit default ....its just getting into contract with the court.

The solicitor cannot do fuck all as far as I'm concernned ? what the best he can do?

Just Bill the fucking idot.

[mikepenver]

I'm also in the same position with Restons and it's for an MBNA credit card.
3 letters, estoppel, denial of service and off to county court we go!!

How are you getting on with your letter, did you send it?