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[davies4157]

Thank you again. They've threatened garnishing etc, how often does this happen do you know?

[ceylon]

they can try anything so be aware

[davies4157]

Okay, I'll mull it over for tonight. I have a condition that does flare up under stress and so this is of course pretty stressful.

I've tried without success to get the CEO's name of the company on the internet. The company is welcome financial services, if anyone could help with that I would be most grateful.

[wishy]

If they've had no contact for a few years they may be worried about the debt becoming statute barred (no contact for 6 years)
If you contact them they have another 6 years. Check the envelope it may not have been sent royal mail, if it has an S in a box then it is a company called UK Mail and their returned letters policy is,to scan the front of letters to show the company the reason for return and then destroy them to save costs for the company.
A default notice must be served,if its returned royal mail,it is un served as royal mail keep a record of returned mail
If its any other mail company then they will destroy the evidence and the company say its been sent and served.
So, write the usual " return to sender,addressee not recognised "
And " CEASE and DESIST "
And " Postage paid and certified "
And " The date " on the right hand side of envelope
Put a sticker over the window with their return address on it and who ever sent it (a personal name is preferable)
Write "opened by mistake on the back "
Put a first class stamp on it and take it into the post office and ask for a certificate of postage ( free )
Because it is sent to a P.O.box it is served
They will not bother you again and the default does'nt count

P.S if you want to put the CEO's name on then do "As of companies house"

[MisterFive]

Its great fun, they all give up
http://www.youtube.com/watch?v=Z54-QHEZN6E[/quote]



This is brilliant!!
Although I don't think I'd RTS the king...

[Chipsz]

Returned letters are assumed in Law not to have been served

Cot any reference to what is stated above?
Like a law dictionary passage, case law, or legislation?
thanks

[adyclegg]

gud stuff enjoyed it

[barkingmad]

ok so I read.... still confused. but then im a lot slow on the up take. lol. i did open letters and kept a note of address on back so i didnt have to keep opening them, i tried putting them in bin and pretending i didnt know who they were on about ( my meds do that some times ). ive tried sending them back saying not at this address. I changed my phone number 3 times (ha thats worked so far). Email address--wot email ! I dont leave windows open or on latch when out just incase a baliff comes, never open doors to people ive not arranged to call. And as an added bonus i got two dogs german shepherds! ( i dont drink or smoke or go partying so my dogs are my life) but its time i sorted myself out, this is no way to live in fear all the time . ive posted on other threads as im new and confused. x

[adyclegg]

[gregkm]

I like the posts and they are all very helpful.
One area I have of concern though was when i read the "P.S."

"PS. don't give them your email address as this can also be served upon."

Unfrotunately the banks have been sending me electronic emails and statements for a few years now
Any suggestions on fix its ??????