my story so far.

[marko]

letter throught the post today on behalf of capital one from cougar financial services.they very nicely inform me that they are specialist Debt Collectors.OOOOOOOOOOO im so scared!!!

they are threatening me with either a DOORSTEP COLLECTOR or even A COUNTY COURT CLAIM. it is signed in a very computer generated signature from a J White.if that aint a fake name i will show my arse in woolworths!!!

THERE IS NO WOOLWORTHS...AND THERE IS NO J. WHITE!!!!

[darrell4165]

well here we go with an ugly problem poking its head up,santander who have a charging order on my house appear to have been to court without any knowledge from me and have now got a warrant of execution to which the courts have sent me the "Notice of issue of execution.it says that if i dont send the £9,367 to the court by 10th july 2012 then balliffs will visit my property and remove goods to sell at a public auction.my question is if they have a charging order on the property how can they come and take goods too???slightly puzzled by all this so really need some feedback please as to what is my best next step.im not panicking or worrying as i dont anymore but would like to piss them off as much as possible.thanks guys and girls!

just re-posting this so someone can answer me please!ta!

[scotty1978]

Hi Darrell,

Thanks for all the updates you have been putting up on this thread, as a fellow newbie it's very good information to learn from

With the bailiff problem can't you have a denial of access up on your private propery and also send one to the bailiffs company? Also let them know that there is a fee schedule which you will be enforcing should they trespass and let them know you will arrest anyone who trespasses!!

Good luck with your journey and hope things work out with you and your wife

[darrell4165]

guess i need to wait to see which balliff company it is so i can give them the denial of service or will they come from the court un-announced?i dont suppose there is any point sending one to the court is there???

[ceylon]

you need to have it struck out as you never had a chance to defend it

[darrell4165]

so should there have been some kind of hearing for the warrant of execution to have been ordered???sorry im a bit lost in space with this one.

[ceylon]

yes you should have been notified about the date so you could have a oppertunity to defend yourself

[wishy]

If you want to piss em off,bailiffs cant take things that are screwed or fixed down or chained together. Is'nt that Dominic littlewood twat very informative?

[darrell4165]

lol i dont live there anymore so they aint getting too much anyway its just the wife and son still do and i dont want them getting the crap from it all.think that will stop em in there tracks as thats just what shes gonna tell em.i just dont understand the bit where they have the charging order as ive said in earlier posts but out of the blue this comes and they can send balliffs round too so lets just suppose they took the car and sold it for £5k,if the house sold then they will get another £9k on the charging order making £14k paid to them for a £9k order! anyway ive got till tomorow to pay the £9k or the boys are coming to get me lol.

[yevrus]

Hi Darrell

I have just read your entire storey which I found very emotional. As a Newbie,I hope you are finding a solution, getting it set aside hopefully. I also sincerely hope that you new found relationship with your wife continues to blossom, if that is what you desire. What I dont understand is - what was different about this Santander case? the others seem to have been stopped by the 3 letter etc, or didnt fancy going to court. Why has this one gone all the way and not the others do you think?

I wish you all the luck in the world.