Credit Reference Agencies!

[star3t]

Aren't worth a wank!!

They state that they can not remove the data without the bank or whoever permission first... Right ok then so Company A has had a look at my credit file. You can't remove that search with out their consent first. Ok Well I NEVER GAVE THEM CONSENT TO LOOK IN THE FIRST PLACE

[evolve62]

Exactly, and not only that, they accepted unverified and unvalidated information without confirming it with you. The credit agency is making a very strong assumption that the information they have received from the bank is 100% accurate and correct and lawful in every way.

[BrianOfAlba]

Been planning to do something about this for some time.

I gave up using illusory "credit" years ago and have spent a number of years abroad since then.

Knowing that anything that could have existed prior to that has now expired (statute of limitations) I have been toying with writing to them with a "cease and desist" notice along with my fee schedule, which has ben established for 3 years now. The only thing that has stopped me is the result of giving them my current location details in the process!

That said, they probably have it already and I should really get this underway. Has anyone taken a similar route so far, and if so, what was the outcome?

Regards
Brian