Lloyds again and other C/C's

[ceylon]

NO CONTRACT – RETURN TO SENDER NO CONTRACT – RETURN TO SENDER
I DO NOT RECOGNISEYOU. I DO NOT RECOGNISEYOU.
I DO NOT UNDERSTAND YOUR INTENT. I DO NOT UNDERSTAND YOUR INTENT.
IT IS NOT MY WILL OR WISH TO CONTRACT. IT IS NOT MY WILL OR WISH TO CONTRACT.
I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU. I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU.
NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER. NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER.

NO CONTRACT – RETURN TO SENDER NO CONTRACT – RETURN TO SENDER
I DO NOT RECOGNISEYOU. I DO NOT RECOGNISEYOU.
I DO NOT UNDERSTAND YOUR INTENT. I DO NOT UNDERSTAND YOUR INTENT.
IT IS NOT MY WILL OR WISH TO CONTRACT. IT IS NOT MY WILL OR WISH TO CONTRACT.
I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU. I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU.
NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER. NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER.

NO CONTRACT – RETURN TO SENDER NO CONTRACT – RETURN TO SENDER
I DO NOT RECOGNISEYOU. I DO NOT RECOGNISEYOU.
I DO NOT UNDERSTAND YOUR INTENT. I DO NOT UNDERSTAND YOUR INTENT.
IT IS NOT MY WILL OR WISH TO CONTRACT. IT IS NOT MY WILL OR WISH TO CONTRACT.
I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU. I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU.
NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER. NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER.

NO CONTRACT – RETURN TO SENDER NO CONTRACT – RETURN TO SENDER
I DO NOT RECOGNISEYOU. I DO NOT RECOGNISEYOU.
I DO NOT UNDERSTAND YOUR INTENT. I DO NOT UNDERSTAND YOUR INTENT.
IT IS NOT MY WILL OR WISH TO CONTRACT. IT IS NOT MY WILL OR WISH TO CONTRACT.
I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU. I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU.
NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER. NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER.

NO CONTRACT – RETURN TO SENDER NO CONTRACT – RETURN TO SENDER
I DO NOT RECOGNISEYOU. I DO NOT RECOGNISEYOU.
I DO NOT UNDERSTAND YOUR INTENT. I DO NOT UNDERSTAND YOUR INTENT.
IT IS NOT MY WILL OR WISH TO CONTRACT. IT IS NOT MY WILL OR WISH TO CONTRACT.
I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU. I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU.
NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER. NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER.

NO CONTRACT – RETURN TO SENDER NO CONTRACT – RETURN TO SENDER
I DO NOT RECOGNISEYOU. I DO NOT RECOGNISEYOU.
I DO NOT UNDERSTAND YOUR INTENT. I DO NOT UNDERSTAND YOUR INTENT.
IT IS NOT MY WILL OR WISH TO CONTRACT. IT IS NOT MY WILL OR WISH TO CONTRACT.
I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU. I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU.
NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER. NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER.

NO CONTRACT – RETURN TO SENDER NO CONTRACT – RETURN TO SENDER
I DO NOT RECOGNISEYOU. I DO NOT RECOGNISEYOU.
I DO NOT UNDERSTAND YOUR INTENT. I DO NOT UNDERSTAND YOUR INTENT.
IT IS NOT MY WILL OR WISH TO CONTRACT. IT IS NOT MY WILL OR WISH TO CONTRACT.
I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU. I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU.
NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER. NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER.

NO CONTRACT – RETURN TO SENDER NO CONTRACT – RETURN TO SENDER
I DO NOT RECOGNISEYOU. I DO NOT RECOGNISEYOU.
I DO NOT UNDERSTAND YOUR INTENT. I DO NOT UNDERSTAND YOUR INTENT.
IT IS NOT MY WILL OR WISH TO CONTRACT. IT IS NOT MY WILL OR WISH TO CONTRACT.
I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU. I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU.
NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER. NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER.

NO CONTRACT – RETURN TO SENDER NO CONTRACT – RETURN TO SENDER
I DO NOT RECOGNISEYOU. I DO NOT RECOGNISEYOU.
I DO NOT UNDERSTAND YOUR INTENT. I DO NOT UNDERSTAND YOUR INTENT.
IT IS NOT MY WILL OR WISH TO CONTRACT. IT IS NOT MY WILL OR WISH TO CONTRACT.
I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU. I DO NO HAVE AN INTERNATIONAL TREATY WITH YOU.
NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER. NO ASSURED VALUE NO LIABILITY. RETURN TO SENDER.

[mightylion]

sorry to be a nuisance ceylon, is each line supposed to be repeated twice as ur post above?

[ceylon]

no its just the way it came out

[I am B]

Letter 3 being sent to LTSB tomorrow re the O/D. As i said on the "Tesco Bank" thread, i dont know if theyve responded as yet as i get my post irregularly.

[I am B]

No replies to any of the letters re the overdraft so they are now in a tacit with this as well which they broke a few days later by sending me a letter saying that they had increased the fictional debt by lumping on charges. This, together with a statement has been sent back "refused for cause" on their paperwork and envelope has been NCRTS on both offers. Will update as and when

[I am B]

Lloyds sent another letter re the overdraft (as yet zero response to the 3 letters). Have sent a Bill to them for breaking the agreement.

[I am B]

Phone call from LTSB Bristol today. Private number but couldnt answer it as i was driving (they left a voicemail-"Its The BANK here" Nooo, not the BANK. Nobody expects the Spanish Bankquisition!). Used to not answer withhelds but now have no worries about it as i know what not to say etc. Anyway, a further Bill will be going off for the un pre booked/pre paid call
Will get my post on wednesday so will see whats in there and post it up here if relevant.

[I am B]

Just picked up my post and there was a letter from "recoveries" in Bristol. "Legal action may be commenced if full payment not received in 14 days etc etc".
Theyve now lumped the O/D they created with the alleged loan into the one letter thus ignoring 2 tacits and 1 estoppel. Bill going off tomorrow.

[I am B]

Havent heard anything from LTSB for nearly 5 weeks-no DCA's as yet, no letters, no calls...

[I am B]

LTSB are using Rockwell Debt Collectors for this; anyone come across them before? Just prepared DCA letter 1 to go off tomorrow.