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Johnny, I don't think that Ceylon's method is explained anywhere. A BGC is Bank Giro Credit. Probably the reason he put a link to someone else explaining it. But his method is pretty much the same as in the video, except that in addition to sending back the signed BGC, you also send a promissory note for their "admin" costs as they put it. And then you send a covering letter. If Ceylon is ok with it, I will send you what he sent me if you send me a private message with your email address
Excuse me for being thick, but can anyone tell me why there are 3 different methods of dealing with people chasing you for money? There's the RTS, the 3 letter method and the A4V. I don't really understand why there are 3 different methods. If A4V is so simple, surely we could just use that for everything including credit cards, loans etc? If someone could clarify I'd be most grateful!
Hi Ceylon following the A4V very closely on my learning curve, thanks for the video. I've researched it and feel ready to look at the promisory note. So ive pm you thanks spera. The extract regards HMRC direct from their own sight is very informing.I'll be starting off with the water company and see how that goes first.