polo126 wrote:I would carry on with letter two and three get them in tacit, the rest is down to the fear factor they cannot go for an attachment of earnings before taking you to court, they just want you to shutup and pay, once you get to letter three start to bill them.
Do you have HSBC in tacit if so bill them
guardianofwithinaolcom wrote:If you have HSBC in tacit and they then passed the alleged debt to a third party, then in my book they breached the tacit agreement. The letters state if they pass on the debt to another party then HSBC will be billed for the transgression.
guardianofwithinaolcom wrote:Also I notice that you have been given a Bank Giro Credit form with the letter you received. I guess You could always fill it out and A4V it sending a covering letter of instructions for the Chief Financial officer of HSBC/Metropolitan Collections to be reimbursed from your STRAWMAN account. After all I have been led to believe that a Bank Giro Credit form is the same as a cheque. I may have this totally wrong as I have not yet gone down the A4V route.
There are a number of threads regarding A4V on this site and also at TPUC.org. I am sure that if any other members are already using the A4V system they will be able to advise you far better than I can. I have only been a member here for just over a year now, So I am pretty much a novice at this.
Please dont just take my word for it, research the subject so you know what you are doing.
Best regards from Dave.
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