Got the letters now, brilliant thanks ceylon. I was expecting something much longer and wordier, but I actually admire the simplicity, reminds me of an Albert Einstein quote..
I have two credit cards and a loan, and was paying them back (with "real" money grr
), but lost my job just recently and have not been able to cover these or my mortgage. The so called payment protection on all of them has failed to cover anything (more letters to write..), so have made token payments so far. However I now realize these agreements are unlawful, and the mortgage too it seems.
The letters are not recommended for mortgages, but if in negative equity and a large balance on top (Northern Crock
), what have I got to lose? As I will probably never own the property anyway?
Thanks for all the work you have all put in, I am currently doing all the research I can with the time I have. Cheers.
Knowledge is power, please ensure the battery is fully charged before use.