Hi anyone,
We have had numerous phone calls from an 0845 No. I haven't answered most of them but sometimes I have listened and they have asked for my husband to which I reply what is it regarding, they dont want to talk to me so I say I cant help them and put the phone down. I have checked the tel no and they are a debt collecting company for which I have sent the 3 lts. Do I wait for them to stop calling before I send the estoppel or do I still send Estoppel after 30 days of the 3rd ltr to them.
Any help most appreciated,thanks.
Are you living in fear of Banks and Debt Collectors letters and phone calls? Do you worry about Bailiffs visiting your home? 

