mic199 wrote:Thanks as ever for your replies.......the problem I have is as follows; that the debt is for £1400+....created a tacit agreement with Barclays and then with Chelmers.....now the CSL muppets......like I say, the problem is my credit rating is goosed because of it....CSL have even sent a letter saying they will accept a significantly reduced amount for a lump sum.....I want to sort my credit rating out but I am loathe to pay 1400....the dispute is over 600 of this debt....just dont know what to do for the best really....need to sort my credit rating out but no way paying the full amount.......any suggestions??
I will certainly try the letter mentioned earlier to Barclays,regarding breaking our agreement etc,, but does anyone know if they have ever paid up or recalled the debt???
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