I'm new to this and hope I havn't left it too late. Has anyone had success with HMRC debt collectors chasing PAYE payments ? They called when I was not in and apparently will be calling again soon. It seems from what I have seen of this site so far that it is mostly successful with banks and third party debt collectors. However does anyone know, if I were to phone the revenue and pay what I can will they sell the rest of the debt on to a third party when I default ? or is there something else I should be doing at this stage ? Its about £19k they are chasing and the most I could find is £1K so its a bit desperate, it's very scary and I would be really grateful for advise to point me in the right direction.
Cheers
Are you living in fear of Banks and Debt Collectors letters and phone calls? Do you worry about Bailiffs visiting your home? 


