Home 2017-05-30T09:59:20+00:00

Write Off Unaffordable Debts With A Legislated Debt Solution

Legislated Government Solution

Write Off Up To 70% Unsecured Debts

One Lower Affordable Monthly Payment

Apply Online Today…

Tell Us How Much You Owe

Before After
Debt: -- --
Monthly: -- --
Figures are for illustration only.
Move the slider, see your savings:

How can I get out of debt?

With a simple government backed debt solution, you can make one affordable monthly payment to a qualified legal professional.  They deal with all your creditors (so you don’t have to) and everyone follows  an agreed payment plan. You do this every month, for 60 months, and at the end of the term any debts left are written off. Sound OK?

How We Can Help You

We’ve helped thousands of people get back on track with their finances;

  • Debts combined into one affordable payment
  • A large percentage of debt written off within 60 months
  • Legal action stopped
  • Frozen or reduced interest & charges
  • Stopped demanding communication by creditors
  • Reduced monthly repayments

The Process is Simple

1

Check If You Qualify

Click Do I Qualify to see which debt plans you could qualify for.

2

Book Your Consultation

If you qualify, you’ll be advised which options will be most helpful for you (like a DMP, IVA, Debt Arrangement Scheme, Trust Deed or other solution)

3

You Decide

Once we have advised you of your options, you decide what you want to do. Our advice is free, confidential and no obligation. Guaranteed.

Example of A Debt Plan

Here is an example of how a formal arrangement could make your debts affordable.

Example Unsecured Debts

1 Personal loan £8,000
2 Credit card 1 £6,812
3 Credit card 2 £4,092
4 Credit card 3 £5,399
4 Credit card 4 £5,200
4 Overdraft £700
Total Owed £30,204

Your Monthly Repayments Would Be

Before Plan £748
(total contractual repayments)
After Plan £295
(total contractual repayments)
Reduced by
60%
* Subject to creditor acceptance
* Payment subject to individual circumstances
* Credit rating may be affected
* Fees apply, subject to individual's circumstances. For more information on our fees click here

Get Help Today

Are you worried about how much you owe on your loans, store cards, council tax and credit cards?

Frequently Asked Questions

Is there a catch? 2017-05-04T13:16:53+00:00

We offer reputable and trusted solutions to get you out of debt as quickly and as easily as possible, including plans backed by the government. There really is no catch and we want to make the process as stress free as possible for you.

Can I still participate in a debt management plan if I am on a low income? 2017-05-04T13:15:21+00:00

Of course, your ability to maintain your standard of living and pay your other bills is important, and we fully understand that. Any payment plan that you enter into will be one which you are comfortable with, and we want to make sure that you can afford the monthly payments without it meaning too much of a hardship for you. Many of our clients can have up to 80% of their debt written off, and our goal is to make sure that you can afford your payments and that you are out of debt as quickly as is possible and realistic.

I’m worried about losing my home, car and other assets 2017-05-04T13:13:54+00:00

Your advisor will work with you to find the solution that is best for you, considering your situation and amount of debt. In most cases, you won’t have to give up your home or your car.

Are there any costs on my part? 2017-05-04T13:11:49+00:00

There are costs associated with filing for bankruptcy, although there is no cost to you for our advice and assistance.

Are you able to stop my creditors from constantly calling me? 2017-05-04T13:11:16+00:00

Once we have reached an agreement that is acceptable to both you and your lender, there is no reason for them to call you asking for money. The phone calls and letters should be a thing of the past.

Why would my lender settle for an amount that is less than I owe them? 2017-05-04T13:07:03+00:00

Most people who owe a large amount of debt, or have monthly payments that they just can’t afford, are simply not going to bother trying to pay it after a while. Lenders know and accept this risk, but would rather have their customer pay them something than nothing at all. A debt management plan allows you to come to a mutually agreeable arrangement with your creditor.

To find out more about managing your money and getting free advice, visit Money Advice Service, an independent service set up to help people manage their money.