Debt Free in 30 Days

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Be out of debt in as little as 30 days, with our FREE template letters!


Living with the stress and worry of being in debt, is no way to live your life It can easily affect your relationships, work and especially your social life, which can lead to a feeling of isolation, especially if you haven't told those closest to you about your debts or the full extent of them.

Getoutofdebtfree is quite unlike any other debt solution option, as it's an online community of people who know what it feels like to be in debt, because everyone here who contributes to the site has been in debt at one some point, and has effectively overcome their situation and become free of debt using the documents provided here on this site.



Whether you're dealing with the banks or debt collection agencies, we challenge the legitimacy of the debt, by requesting documents, which they either didn't have in the first place, or no longer have in their possession.

Three letter process

We send three letters, ten days apart, the third of which creates a tacit agreement, which includes a fee schedule, for dishonouring our agreement, which allow us to charge them, every time they call us or send us a letter!


The documents we request, include the verification of the claim they are making against us, a copy of the contract signed by both parties and a true, certified copy of the original credit agreement. We request this information under penalty of perjury and with unlimited liability. If they fail to provide these documents, the terms of the tacit agreement, state that the debt did not exist in the first place, or it has already been paid in full.


Then depending on whether we hear from them or not depends whether we send them an estoppel notice or a bill for what they now owe us for breaking the terms of our agreement!


Be Debt Free in 30 days with Getoutofdebtfree!

What will it cost me?

The resources we provide at Getoutofdebtfree are available to you, completely, FREE OF CHARGE!

We provide FREE access to the:

  • Template Letters- for Banks, Debt Collectors, Payday Loan companies, Credit Repair Agencies, Bailiffs, Solicitors and Courts
  • Community Forum- get help and support from thousands of enthusiastic members all over the world on the Getoutofdebtfree forum pages
  • A4V and Promissory Notes- why pay cash when you can challenge your bills and pay Accepted for Value or use Promissory Notes?
  • Parking Notice- are you still paying for Parking Tickets? The legal notice that makes the corporations think twice
  • Debt Free Community University- get access to all the resources on our Getoutofdebtfree Wiki pages

Don't fall for expensive solutions!

Why get out of debt with Getoutofdebtfree?
  • 1
  • "Easy to follow instructions to get you DEBT FREE!"Complete with videos tutorials, hints and tips
  • 2
  • "FREE template letters and resources"We simply request donations, to upgrade your account"
  • 3
  • "How to deal with endless phone calls"for a more peaceful life"
  • 4
  • "Large community forum"to support you every step of the way
  • 5
  • "International support for"US, Canada, UK, Australia, New Zealand, Ireland & S'th Africa
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  • "The largest online community challenging debt"to get you DEBT FREE!
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I want to be DEBT FREE!

Join a unique FREE online community of like minded people, challenging fraudulent banking and debt collection practice.

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