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Glossary of Terms used on the Site

Here is a list of abbreviations and terms used on the forum and main site.

If we have missed any out, please contact us and we will add them in due course

Click on the relevant 'letter' heading to reveal the terms

A - B
AKA - Also Known As
ANPR - Automatic Number Plate Recognition
APR - Annual percentage rate (APR)
Assignment - See NOA
ATS - Againstthesystem. Legendary and member of GOODF - (RIP)
BoE - Bills of Exchange Act
CAB - Citizen's Advice Bureau
CAG - Consumer Action Group
CC - Credit Card
CCA - Consumer Credit Agreement
CCA (1974) - Consumer Credit Act (1974)
CCF - Court Claim Form
CCJ - County Court Judgement
CCS - County Court Summons
CEA - Civil Enforcement Agent (Bailiff)
CF - Credit File
CIFAS - Credit Industry Fraud Avoidance System
CPR - Civil Procedure Rules
CPUTR (2008) - Consumer Protection from Unfair Trading Regulations (2008)
CR - Credit Report
CRA - Credit Reference Agency
CSA - Credit Services Association
CT - Council Tax
D - E
DBSG - Debt Buyers and Sellers Group
DCA - Debt Collection Agency
DD - Direct Debit
DN - Default Notice
DMP - Debt Management Plan
DOA - Deed of Assignment
DRO - Debt Relief Order
DPA (1998) = Data Protection Act 1998
DWP - The Department for Work and Pensions (UK)
DVLA - Driver and Vehicle Licensing Agency(UK)
EA - Enterprise Act 2002
F - G
FCA - Financial Conduct Authority
F&F - Full and Final Settlement
fi. fa. - Fieri Facias (Latin for that you cause to be made) is a writ of execution after judgement obtained in a legal action for debt or damages for the high court sheriff/enforcement order to levy on goods of the judgement debtor
FO FO - F**k Off & Find Out (ATS light hearted way of saying educate yourself)
FOI - Freedom of Information (request) FOS - Financial Ombudsman Service
GOODF - Get Out Of Debt Free
H - L
HMRC - Her Majesty’s Revenue & Customs
HPA - Hire Purchase Agreement
ICO - Information Commissioner's Office
IP - Insolvency Practitioner
IVA - Individual Voluntary Arrangement (IVA)
LBA - Letter Before Action
M - P
NCCBC - Northampton County Court Bulk Centre
NOA - Notice of Assignment
Novation - OC - Original Creditor
OFT - The Office of Fair Trading - Now FCA = Financial Conduct Authority
OP - Original Poster
PCN - Penalty Charge Notice
PM - Private Message
POC - Particulars Of Claim
PPI - Payment Protection Insurance
Q - S
RK - Registered Keeper
RO - Repossession Order
RTA - Road Traffic Act
RTR - Road Traffic Regulations
SAR - Subject Access Request
SB - Statute Barred
SCC - Small Claims Court
SD - Statutory Demand
SE - Self Employed
SO - Standing Order
SOA - Statement of Affairs
SRA - Solicitors Regulation Authority
SF - Statutory Fee
T - Z
T&C - Terms & Conditions
TROLL - Person who starts arguments or says that the GOODF system doesn't work
TS - Trading Standards
UCTA - Unfair Contract Terms Act 1977
UE - Unenforceable
W****R - Banker

If we have missed any out, please contact us and we will add them in due course

Many thanks to letissier14 for the majority of the content here