Get Out Of Debt
  • Write off unaffordable debts
  • Lower your monthly payments
  • Stop creditors from contacting you
  • Check My Debt Options

How Can I Get Out of Debt?

With a simple legislated debt solution you can consolidate all your debts into one lower, affordable monthly repayment. Make one set payment per month for a set period, and after the period expires any remaining debts left are legally written off. This can be up to 90% depending on your circumstances.

Australian version

Speedmaster06 asked:

Hi people

I am only new to this website and i am still trying to navigate my way around, so please bare with me and i ask for you patiance.

I am in Australia and i am having trouble getting onto the Australian version of get out of debt free website.

Also is all downloads for letters and copyright stamp, copyright letters, estoppel etc etc on the website still ok to use or has there been a change to a more updated version that i am not aware of from when they where put onto the get out of debt free website.

If there is anyone out there that could help me i would very appreciative.

Kind regards

Topher replied:

I don think the oz system is too much different, its part of the commonwealth and (correct me if I’m wrong) run on a charges system.

Info from the states is good for education but it must be translated into your district, which can be time consuming.

Rohan Lorain and Romley Stewart seem to be at the forefront in the world down under, ill post a link to their you tube channel, this should open some doors for you.

As far as the three letters, some people choose to use them some use a different method. Do be thoughtful about your own specific situation as everyones is different.

If your thinking of using them for a mortgage, read this first viewtopic.php?f=109&t=64335

GLOSSA channel, do use this as a reference point for searches and research, I’m sure it will lead you down the various paths.

If you have a specific issue try posting in the relevant topic, I’m sure a mod or someone will get back to you

Speedmaster06 replied:

Hi Topher

thanks for your speedy reply i appreciate it very much.

i will certainly give those links a good going over.

knowledge is power and power is knowledge.


TechoG replied:

Hi Speedmaster06,

When you download any of the documents, be sure to go through them with a fine tooth comb to uncover any references to “pounds” instead of “dollars” and unifying all references to currency to “Australian Dollars” eg AUD$1000.00.

BTW, yes I used the word currency instead of money quite deliberately. Unfortunately this thread is not the place to go on about the difference (and there is a major major difference) here. I will do a thread only on that subject a little later.


CleightonStevens replied:

Hi everyone!

I’m also having trouble as I can’t find how to log on to the Australian version.

I have downloaded the letters to send to my bank. Obviously I have to change the currency to AUD but I’m curious as to whether I have to change the titles of the Acts to suit the Australian system/Law. And if so what do I change them to?

Alternatively if anyone has links to the Australian documents that would be greatly appreciated!


1saberwow replied:

It has been over 18 months since i downloaded the letters and all i did was click on the australian flag and everything was alright to use.

adzz12 replied:

Hi all,

I have recently joined ‘getoutofdebtfree’ and cannot find the Australian website version. There is only the ‘UK’ flag showing. Can anyone help?

Has anyone had success RE: Credit Cards?

I have downloaded the ‘Australian’ eBook and there are different acts to look at in Australia from the UK letter #1.

1. Change to; – The Bills of Exchange Act (1909) );

2. Change to; – The Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) (AML/CTF Act).

3. Change to: …may constitute ‘harassment’ in which case I will be forced to take further action under The Trade Practices Act 1974 (Cth) and/or the Australian Securities and Investments Commission Act 2001 (Cth).

william replied:

The host have taken down all flages except U.K.

adzz12 replied:

Is it possible to get the “Bank & Credit Card” letter templates from anywhere?

1saberwow replied:

Faljay have posted some new template letters and the billing part was removed as that did not work. If you search faljay’s post you should be able to find them. Or ask williams if you cannot find them. Not sure if they were for debt collectors or the banks or both.

adzz12 replied:

Thank you for your help, greatly appreciated.