Have you been visited recently by Penham Excel? Have they sent you some correspondence?
Penham Excel are bailiffs who are authorised by Birmingham Civil Justice Centre to collect outstanding debts.
If you’ve been visited recently by this bailiff, or if they’ve dropped of a card – Contact us immediately! We will provide you with independent, private; debt advice, free of charge. We will look at your options, and if possible, we can stop them from continuing with any further action. It’s important you don’t leave it too late!
Penham Excel are registered in the UK under the company number of 03858546.
They have the registered business address of:
59-61 Charlotte Street St Pauls Square, Birmingnam, West Midlands, B3 1PX
Penham Excel was registered on 10/13/1999.
They received their license on 23/11/2017.
Do not let Penham Excel into your property. They will use fear and intimidation in order to enter your property. Give us a call straight away and we will do our best to sort the situation out on your behalf.
Do’s and Don’ts
- They can’t use force to get past you to enter your property.
- They are not allowed to enter your house during the hours of 9pm and 6am
- There only method of entry is through a door
- A bailiff can attend your property when you fall behind on certain debts. The most common are parking fines, court fines, council tax debts, CCJ’s and court judgements.
Other names for bailiffs are:
- Civilian enforcement officers
- County court and family court bailiffs
- High court enforcement officers
- Certificated enforcement agents
Penham Excel Frequently Asked Questions
Q. Can Penham Excel come into my property to collect debts?
A. In no situation should you allow Penham Excel into your property, unless they have an order from the court. If they can present an order from the court then you are legally obliged to allow them access, although this is unlikely. This usually occurs in criminal fines, such as parking fines which have escalated due to non-payment.
Q. Can I write off my debts with Penham Excel?
A. If you have a total unsecured debt amount of over £6000, you may be able to write off your debts with an IVA. This can include your debts with Penham Excel and any other debts which you may have. An IVA is an Individual Voluntary Arrangement. An IVA usually lasts for 5 years. At the end of the 5 years the rest of your debt with Penham Excel will be completely written off.
Q. What companies do Penham Excel collect debts for?
A. As debt collectors and bailiffs can purchase debts from any lender, it can be difficult to identify who they are collecting money for. You can contact the lender directly by following the contact details on our website. Many debt collectors and bailiffs collect money for parking fines, criminal fines, council tax arrears, credit cards, loans, payday loans, catalogue debts and many more.