Get Out Of Debt
  • Write off unaffordable debts
  • Lower your monthly payments
  • Stop creditors from contacting you
  • Check My Debt Options

How Can I Get Out of Debt?

With a simple legislated debt solution you can consolidate all your debts into one lower, affordable monthly repayment. Make one set payment per month for a set period, and after the period expires any remaining debts left are legally written off. This can be up to 90% depending on your circumstances.

PRA Group

Have you been visited recently by PRA Group? Have they sent you some correspondence?

If you’ve been visited recently by this bailiff, or if they’ve dropped of a card – Contact us immediately! We will provide you with independent, private; debt advice, free of charge. We will look at your options, and if possible, we can stop them from continuing with any further action. It’s important you don’t leave it too late!

PRA Group are registered in the UK under the company number of 7497185.

Their address is:
PRA Group Ltd
2 The Cross
Kilmarnock
Scotland
KA1 1LR

PRA Group may call from:
0800 877 2772
03300663689
02033683062
02033683174

Their registered office address is:
PRA Group (UK) Limited Registered Office: Wells House, 15-17 Elmfield Road, Bromley, Kent, BR1 1LT.
Company Registration No 04267803.

Do not let PRA Group into your property. They will use fear and intimidation in order to enter your property. Give us a call straight away and we will do our best to sort the situation out on your behalf.

Do’s and Don’ts

  • They can’t use force to get past you to enter your property.
  • They are not allowed to enter your house during the hours of 9pm and 6am
  • There only method of entry is through a door
  • A bailiff can attend your property when you fall behind on certain debts. The most common are parking fines, court fines, council tax debts, CCJ’s and court judgements.

Other names for bailiffs are:

  • Civilian enforcement officers
  • County court and family court bailiffs
  • High court enforcement officers
  • Certificated enforcement agents

PRA Group Frequently Asked Questions

Q.      Can PRA Group come into my property to collect debts?

A.      In no situation should you allow PRA Group into your property, unless they have an order from the court. If they can present an order from the court then you are legally obliged to allow them access, although this is unlikely. This usually occurs in criminal fines, such as parking fines which have escalated due to non-payment.

Q.      Can I write off my debts with PRA Group?

A.      If you have a total unsecured debt amount of over £6000, you may be able to write off your debts with an IVA. This can include your debts with PRA Group and any other debts which you may have. An IVA is an Individual Voluntary Arrangement. An IVA usually lasts for 5 years. At the end of the 5 years the rest of your debt with PRA Group will be completely written off.

Q.      What companies do PRA Group collect debts for?

A.      As debt collectors and bailiffs can purchase debts from any lender, it can be difficult to identify who they are collecting money for. You can contact the lender directly by following the contact details on our website. Many debt collectors and bailiffs collect money for parking fines, criminal fines, council tax arrears, credit cards, loans, payday loans, catalogue debts and many more.