Get Out Of Debt
  • Write off unaffordable debts
  • Lower your monthly payments
  • Stop creditors from contacting you
  • Check My Debt Options

How Can I Get Out of Debt?

With a simple legislated debt solution you can consolidate all your debts into one lower, affordable monthly repayment. Make one set payment per month for a set period, and after the period expires any remaining debts left are legally written off. This can be up to 90% depending on your circumstances.

Aktiv Kapital

If Pra Group (Uk) Limited have contacted you directly to pursue an old debt, contact us immediately for free, independent and confidential debt advice. Aktiv Kapital are a debt collection company who buy debts from creditors and collect money on their behalf.

Aktiv Kapital are a debt collection agency with a company registration number of 04267803.

Their address is:

2 The Cross Kilmarnock Scotland KA1 1LR

Their email is enquiries@pragroup.co.uk.

You can call them on 0800 877 2772.

Their website address is www.aktivkapital.co.uk.

Their company number is 04267803.

Important: Do not let Aktiv Kapital into your home, no matter how convincing they are. They do not have the legal right to enter your home or repossess goods. Contact us today to deal with these matters on your behalf.

Aktiv Kapital Frequently Asked Questions

Q.      Can Aktiv Kapital come into my property to collect debts?

A.      In no situation should you allow Aktiv Kapital into your property, unless they have an order from the court. If they can present an order from the court then you are legally obliged to allow them access, although this is unlikely. This usually occurs in criminal fines, such as parking fines which have escalated due to non-payment.

Q.      Can I write off my debts with Aktiv Kapital?

A.      If you have a total unsecured debt amount of over £6000, you may be able to write off your debts with an IVA. This can include your debts with Aktiv Kapital and any other debts which you may have. An IVA is an Individual Voluntary Arrangement. An IVA usually lasts for 5 years. At the end of the 5 years the rest of your debt with Aktiv Kapital will be completely written off.

Q.      What companies do Aktiv Kapital collect debts for?

A.      As debt collectors and bailiffs can purchase debts from any lender, it can be difficult to identify who they are collecting money for. You can contact the lender directly by following the contact details on our website. Many debt collectors and bailiffs collect money for parking fines, criminal fines, council tax arrears, credit cards, loans, payday loans, catalogue debts and many more.