Get Out Of Debt
  • Write off unaffordable debts
  • Lower your monthly payments
  • Stop creditors from contacting you
  • Check My Debt Options

How Can I Get Out of Debt?

With a simple legislated debt solution you can consolidate all your debts into one lower, affordable monthly repayment. Make one set payment per month for a set period, and after the period expires any remaining debts left are legally written off. This can be up to 90% depending on your circumstances.

Mint Credit Cards

If The Royal Bank Of Scotland Public Limited Company have contacted you directly to pursue an old debt, contact us immediately for free, independent and confidential debt advice. Mint Credit Cards are a debt collection company who buy debts from creditors and collect money on their behalf.

Mint Credit Cards are a debt collection agency with a company registration number of SC083026.

Their address is:

PO Box 106 37 Broad Street Bristol BS99 7QN

Their email is commercial.emails.cs&

You can call them on 0345 234 1078.

Their website address is

Their company number is SC083026.

Important: Do not let Mint Credit Cards into your home, no matter how convincing they are. They do not have the legal right to enter your home or repossess goods. Contact us today to deal with these matters on your behalf.

Mint Credit Cards Frequently Asked Questions

Q.      Can Mint Credit Cards come into my property to collect debts?

A.      In no situation should you allow Mint Credit Cards into your property, unless they have an order from the court. If they can present an order from the court then you are legally obliged to allow them access, although this is unlikely. This usually occurs in criminal fines, such as parking fines which have escalated due to non-payment.

Q.      Can I write off my debts with Mint Credit Cards?

A.      If you have a total unsecured debt amount of over £6000, you may be able to write off your debts with an IVA. This can include your debts with Mint Credit Cards and any other debts which you may have. An IVA is an Individual Voluntary Arrangement. An IVA usually lasts for 5 years. At the end of the 5 years the rest of your debt with Mint Credit Cards will be completely written off.

Q.      What companies do Mint Credit Cards collect debts for?

A.      As debt collectors and bailiffs can purchase debts from any lender, it can be difficult to identify who they are collecting money for. You can contact the lender directly by following the contact details on our website. Many debt collectors and bailiffs collect money for parking fines, criminal fines, council tax arrears, credit cards, loans, payday loans, catalogue debts and many more.