Get Out Of Debt
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How Can I Get Out of Debt?

With a simple legislated debt solution you can consolidate all your debts into one lower, affordable monthly repayment. Make one set payment per month for a set period, and after the period expires any remaining debts left are legally written off. This can be up to 90% depending on your circumstances.

Panicking, Visit from Orbit for United Utilities

allis3s asked:

Help, i don’t know what to do, I have had a card through the door today, saying they want me to contact them within 24 hours to avoid the issue of county court claim followed by enforcement actions, now i don’t know what to do, I owe them £2700, i have been sending the letters back and not received any for about 6 months but a week ago i got a bill, and then someone came today and posted a card whilst i was out, my son was in bed he is 15,

I am scared that they will come and take my car, if they use enforcement.

please help, I’m panicking so much, i obviously can’t pay it, and don’t know what i can do to make it go away.

I am not well too, i don’t need the stress, I’m on so much medication.

mrflibble replied:

You need to post a lot more information.

allis3s replied:

Can someone please help me with this i am so worried that they can get a locksmith to come in the house.

mrflibble replied:

£2700 is an extreme amount for water services, unless you’re a large business.

They can’t break in and it sounds like the matter hasn’t even gone to court yet.

Cannot offer more than that without detailed information.

allis3s replied:

£2618.94 is for years of not paying it, i simply have not had the money, they want £369.25 for this years charge they rest is from previous years, i had a card through the door saying they want me to contact mr bennet from orbit on a mobile number, on the card it says to avoid county court claim, followed by enforcement actions, i have seen programmes where they get a locksmith to come in your house, i have not slept with worrying. what should i do now.

Tiggy replied:

You’re a long way from any enforcement action as they would have to get a CCJ first and that takes time xx

allis3s replied:

They have posted another card today, whilst i was in and on the phone, they didnt knock they just put the card through the letter box with a date on and 2nd visit next to it, I am still panicking

Can i send the 3 letters to this company, they are scaring me so much I’m having panic attacks. I’m so worried they are going to knock at the door again at any minute

Tiggy replied:

The 3 letters is only intended for debts such as credit cards or loans, not water services.

mrflibble replied:

The 3 letters could be reworded. They are essentially a discovery request that many DCAs can’t be bothered to comply with, so it may work in respect of getting them to back off. Of course, with scant details regarding the alleged debt, or the DCA, this isn’t always advisable – they could be fishing for a name/sucker.

allis3s replied:

I told them months ago i had gone to live abroad and not heard anything, now this, i have been sat in the house worried sick they are going to knock, i have the curtains closed, daren’t go out in case they are waiting. This is the first time in such a long time that i have been in a state. What do i do now? Can someone please help me.

Tiggy replied:

Do you own the property or do you rent?

allis3s replied:

We rent it

Tiggy replied:

Ok, you could try sending back saying someone else now lives there, the problem you have is that the Landlord becomes liable for any water and sewerage services not paid for by a tenant. How will they react if they get a bill for your usage ?

gmack1970 replied:

what would be the options if the house is owned?